Payment Policy

Effective Date: February 20, 2026

At BrazilOpals , we offer several alternatives to settle your order, always prioritizing the security of your information and convenience at checkout.

1. Available Payment Methods We work with the most secure methods in the market:

  • Credit Card: We accept major credit cards including Visa, Mastercard, Diners Club, Elo, and American Express (Amex).

  • Bank Slip (Boleto Bancário): Available for upfront, in-full payments (clearing time may vary according to the banking institution).

  • Financial Intermediation: We use secure payment gateways (such as the Appmax platform) to ensure that all transactions are processed in a completely shielded environment.

2. Installment Conditions Purchases made via credit card can be split into up to 12 installments. To maintain full transparency regarding the final value of your purchase, we detail below the interest rates applied to each installment plan:

Up to 12 installments with interest. Check the rates below:

  • 2x: 4.99%

  • 3x: 7.5%

  • 4x: 10.0%

  • 5x: 12.5%

  • 6x: 14.9%

  • 7x: 17.4%

  • 8x: 20.0%

  • 9x: 22.4%

  • 10x: 24.9%

  • 11x: 27.5%

  • 12x: 29.9%

3. Security and Processing Protocols The protection of your financial data is a fundamental pillar of our operation:

  • Encryption: All transactions are performed in a secure environment using SSL technology.

  • Data Secrecy: BrazilOpals does not store sensitive credit card information on its own servers. Data traffic occurs directly between the user and the financial operator.

  • Approval: Order processing and shipping are strictly subject to final authorization from the credit card administrator or bank clearance in the case of Bank Slips (Boleto).

4. Customer Support If you have any questions or identify any problems during the payment stage, please contact our customer service team via email at: contact@brazilopals.com

Contact and Identification Information:

  • Company name: BrazilOpals

  • Legal name: J. DE C. RAMALHO - ME

  • CNPJ: 10.157.844/0001-02

  • Address: Rua Professor Jose Amavel 568, Cabral, Teresina - PI, Zip Code: 64000-550, Brazil.

  • Email: contact@brazilopals.com

  • Phone: +55 (99) 99999-9999

  • Business Hours: Monday to Friday from 9:30 am to 5:30 pm (We do not provide in-person service).

  • Time zone: (GMT-03:00) — Brasília Standard Time (São Paulo)

  • Response time: We respond within 1 business day.